Maybe the solution is to find myself a thesaurus

After reading Heidi's comment to my previous post I knew I had to write again.

My sincere apologies for sounding as petty as I did. When I reread my post, I could see that it did not reflect the feelings I had intended to vent. Heidi is right, my post complaining about being able to afford to save for the future when there are so many people trying to make ends meet sounds as petty as "weekly manicures and elective cosmetic surgery." Shame on you, N!ffer!

I am sorry.

I think in regards to the way Heidi took my post, the only solution I can think of is to come up with a better phrase than "I can't afford to..." because if you look at it in a black and white fashion, yes I CAN afford to. I do not see it as black and white as Heidi does, but I also do not want to insult those I choose to vent to. So maybe in the future I should choose words like "I choose not to..."??? Is that any better? That sounds self-righteous to me. Maybe there just isn't a solution.

However, my post yesterday was not intended to compare my inability to "afford" something to the inability for those who struggle more than I do to afford the same thing, or even something more basic.

No, it was intended as a vent against my own family members. Both my mom and sister are capable of having a financially sound lifestyle, but due to poor spending habits they do not. My vent was intended towards them and towards the fact that they feel like I'd be in the same boat if it weren't for Michael. My mom once made A LOT of money but chose to do nothing to save for her retirement. Now she's "suffering" by having to continue to work and "make ends meet." My sister makes good money too but has A TON of credit card debt that she needs to pay off.

It's comments from these types of people that get to me. They sometimes act as though I have no reason to hesitate on buying a chai on a whim, or buying a piece of clothing that happens to be on sale. These people look at what they're spending and focus on how they *COULD* be spending more. I look at what I'm spending and focus on how I *COULD* be spending less. It's a different attitude on money.

And it's a difference that is costing all of us. It's costing them because they have to now deal with the consequences of their poor decisions, and it's costing me for having to justify my spending (or lack there of) on a semi-regular basis. It's annoying to me to have my mom and sister assume that I can afford to buy something above and beyond the basics, when it's those specific spending habits that have gotten them into the situations they have found themselves in.

Does that make sense? Does that make my vent any better or less petty? I hope so. Like I said before, I know how fortunate we are but I feel like part of that has to do with our spending habits. My mom and sister *COULD* be just as "fortunate" as we are but sometimes they make what I consider to be stupid decisions instead. I just get so tired of having to defend myself for not making the same mistakes (large or small).

Many hugs to anyone I might have insulted - it was not my intention at all.

We're fortunate, not rich

Let me just say that I have always thought that Michael and I are very fortunate. We were lucky to both leave college with great degrees and no debt. Though we make good money, I've never considered us to be "rich" because our day-to-day expenses are pretty low. The rest of our money gets saved - we don't live like we make a lot of money. Maybe we are "rich" BECAUSE we CAN save so much? Who knows.

What I do know, though, is that I get tired of the comments we often get from my family regarding money. I say "I can't afford to stay at home and not work" (not saying that's the only reason to choose not to be a stay-at-home mom) only to have a family member return with "You know that's not true. You could definitely afford to stay home." The tricky thing about that is neither statement is wrong. It's all a matter of how you define "afford" and where you want your money to go. Yes, I could stay at home but then we wouldn't be able to save for college. We wouldn't be able to save for an early retirement. We wouldn't be able to donate so much to charity. And daycare is anything BUT cheap. But you're right - if it weren't for all those things, we could "afford" to do it.

I guess I get tired of the small comments I get from family members whenever I choose to not spend $3.00 on a Starbucks chai. Or whenever I choose to not buy a cute pair of $60 shoes that happen to be on sale for 50% off. It's like it annoys them that I try to watch my spending. And it annoys me that they think I can spend like I have no worries.

What annoys me the most is that they assume it's all Michael's doing. It's Michael who is the one pushing the budget on me or it's Michael who says we have to save for the future. Without Michael, I would probably have spending habits similar to my sister's. That's bull$#!+.

Sure, before we got together, I didn't have a "formal" budget. Neither did he. I spent a lot less than I made and was saving money well, even if I didn't have the funds allocated to certain end goals like real estate or car. I'm not sure what made us become more... um... fiscally organized when we came together (maybe it was realizing how much we want to do in our lives together?) but it was both of our doing. I get some of the credit.

And it's not a bad thing to be the way we are, is it? I'm guessing that there are many families out there who wish they could save more than they can. I'm guessing there are plenty of people out there who spend more than they make, regardless of how many digits their salary has in it. It's a balance, people. And it's not like we never "live in the moment" either. We've gone on quite a few trips to Europe and plan fun little outings together. We splurge - we just splurge on items that mean a lot to us.

I wish I didn't feel so defensive. I shouldn't have to be.

Camping with the girls

Yes. Believe it or not, we're considering going camping with the girls already, and like everything else in our lives, it seems like we can't avoid causing drama over the topic.

In a nutshell, we brought up the idea of camping with Aunt Erin's boyfriend and his two kids. We thought it could be a lot of fun to get the kids together and camping is always fun for kids. That being said, from the beginning we said we wanted something close to home (we're not lacking options - we're in CO for crying out loud) so that we could bail if things turn out horribly. With Addie only being 6 months old and Ellie still being very much a mommy's girl, we want to have at least our FIRST camping trip with them to be within a reasonable escape distance.

I don't think that's too much to ask, do you?

All through email, her boyfriend mentioned going down to the dunes as an option. That sounds like fun I said. Then we actually looked up the distance and realized it's a 4.5 hour drive so we wrote back saying it was further than we thought it was so we will plan on joining some other time. Our intention was to not deprive his family of that experience (the dunes are better in the spring because the river is still running).

I think that he understood (he has stories of bailing on a miserable camping trip when his son was about Addie's age) and asked if there was a closer place we'd want to go.

But my frustration is my sister. She feels like we initiated something and totally backed out on it. We're making things difficult when they shouldn't be. If it's a crap-shoot regardless, then why would the 4.5 hour drive make a difference. It's totally inconsiderate to back out of what was our idea in the first place.

UGH. Really? Is it REALLY that big of a deal to ask for a close camping location for our FIRST camping trip with both girls? We would be willing to try it out ourselves beforehand but the weather will probably not be warm enough that early in May (this trip is in late May).

Someone tell me I'm not being unreasonable. Someone tell me that parents, whether new or used experienced, have certain experiences they want to be cautious of. And that's ok. Tell me, please.